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PAC and money
What PAC is and why it existsAdd PAC to your accountGet paid for what you sellCash out your balance
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Add PAC to your account

Topping up your balance so you can buy apps

PAC is pegged 1:1 to USD — add $20, get 20 PAC. There's no spread and no fee on adding credit.

Adding PAC

Open your dashboard and use the Wallet card. Choose an amount, pay by card, and the credit appears on your balance once payment clears.

You can also add PAC at checkout: if you try to buy an app and your balance is short, you'll be offered a top-up for the difference without losing your place.

What you'll be charged

The amount you top up, plus any tax that applies in your country. Panoply is the merchant of record, so tax is handled at this point rather than by each creator — see How a sale works.

Your balance

Your PAC balance is yours. It doesn't expire, and it isn't a subscription. Money you add and don't spend can be withdrawn — see Cash out.

Earnings from sales land in the same balance, so a creator who also buys apps has one balance for both.

Testnet funding (development only)

If you're working against Panoply's test environment rather than the live marketplace, balances there are funded from faucets, not with real money. Testnet PAC has no value.

You need two things on Base Sepolia: ETH for gas, and testnet PAC.

ETH for gas — any of these:

  • Coinbase CDP Faucet — select Base Sepolia
  • Alchemy Faucet — requires a free account
  • QuickNode Faucet — no account required

Testnet PAC — dispensed automatically to new wallets, and on request from the Wallet screen on your dashboard.

Requesting testnet ETH programmatically

import { CdpClient } from "@coinbase/cdp-sdk"; const cdp = new CdpClient(); // Request testnet ETH await cdp.evm.requestFaucet({ address: "0xYourAddress", network: "base-sepolia", });

None of this applies to the live marketplace. On live Panoply you add PAC with a card, as above.